If Your Income Stopped Tomorrow, What Would Protect the Life You’ve Built?

Your income supports more than your bills. It supports your responsibilities, your family, and the future you're working toward.

Join Chantal Cleroux for a clear, practical look at life, disability and critical illness insurance, what to check in existing coverage, and how to identify questions worth exploring.


Saturday, November 7, 2026

Time to be announced (ET)

60 minutes · Free · Live online


Free educational session. No purchase required.

You’ve Worked Hard to Build

Your Life. But How Well Is It

Protected?

There are household expenses to cover, commitments to meet, people who may depend on you, and plans you're still building.

But having an insurance policy and understanding what it protects aren't always the same thing.

Maybe you have coverage through work. Maybe you purchased a policy years ago. Or maybe you've been meaning to look into it but aren't sure where to begin.

Before making another financial decision, it helps to understand the protection you already have and the questions that remain.

Understand what each type of protection is designed to address.

Three Types of Insurance.

Three Different Jobs.

Understand what each type of protection is designed to address.

Life Insurance

Learn how life insurance can help address certain financial needs of loved ones or beneficiaries after a death, depending on the policy.

Disability Insurance

Understand how qualifying income-replacement benefits may help when an illness or injury prevents you from working.

Critical Illness Insurance

Explore how eligible policies may provide a lump-sum benefit following a covered diagnosis, subject to policy conditions.

Coverage depends on policy wording, eligibility, exclusions and applicable conditions.

Before You Decide You Need More Insurance, Understand What You Already Have.

The goal isn't to leave thinking you need three new policies.

It's to give you a clearer way to review financial responsibilities, existing protection and possible areas to investigate.

Understand first. Decide at your own pace.

Identify what depends on your income


Bills, debts, dependants and future goals.


Understand different financial risks


Death, inability to work, and certain serious illnesses create different needs.


Review existing protection

Workplace benefits, personal policies and available financial resources.


Identify open questions

Look for areas that may deserve closer review, without assuming a purchase.


What You'll Walk Away

Understanding

A practical, plain-language look at income protection and insurance decisions.

01

Which financial responsibilities depend on income.

02

How life, disability and critical illness insurance differ.

03

What to review in workplace benefits and personal policies.

04

How to begin identifying potential protection gaps.

05

Which questions to ask about exclusions, definitions and claims.

06

How to consider protection alongside affordability and cashflow.

07

How to decide whether personal follow-up would be helpful.

Leave With More Than Information. Leave With a Place to Start.

Your webinar registration includes the Protection Gap Worksheet.

Use it to organize income-dependent responsibilities, existing insurance, financial resources and the questions you want to investigate.

It's an educational starting point, not a substitute for individual advice or a calculation of coverage needs.

Free webinar and educational worksheet.

Meet Chantal

Cleroux

Financial Security Advisor · Ontario, Canada

I'm Chantal, the person behind CC MoneyWise+.

Money decisions are personal. You deserve clear explanations, room to ask questions, and the opportunity to understand your options before making a commitment.

My approach starts with education and understanding your financial responsibilities. This webinar is designed to make insurance easier to understand, not to push you toward a particular product.

Stability. Protection. Prosperity.

A Conversation About Clarity,

Not a Sales Presentation.

No insurance purchase is required. Here's what to know before registering.

Is the webinar really free?

Yes. The 60-minute live webinar is free. No insurance purchase is required.

Will I be expected to buy insurance?

No. The session is educational. An optional individual conversation may be available afterward if you have questions requiring further review.

I already have workplace insurance. Is this relevant?

Yes. Learning what your existing benefits cover is a useful starting point. You may discover questions about limitations, portability or policy terms.

What if I don't have any insurance?

You can still attend. The webinar covers foundational concepts and how to begin thinking about your protection.

Will I learn exactly how much insurance to buy?

No. Individual recommendations require needs analysis, eligibility review and consideration of policy terms.

Will the webinar be easy to understand?

It is designed to be accessible, even without prior insurance knowledge.

Do I need to bring my policies?

No. Existing policy or benefit summaries may be useful when completing your worksheet, but aren't required.

Will a replay be available?

Replay availability has not been confirmed. Please plan to attend the live session.

Protecting What Matters

Starts With Understanding

What You Have

Reserve your place for this free educational webinar and start looking at your financial protection with greater clarity.

November 7, 2026 · Time TBA (ET)
Free · Live · 60 minutes

Your details will be used to manage this registration and send webinar information. Read the CC MoneyWise+ Privacy Policy .

Stability · Protection · Prosperity

Chantal Cleroux

Financial Security Advisor

Insurance services available to Ontario residents.

This webinar provides general financial education, not individual insurance, legal, tax, accounting or investment advice. Individual insurance recommendations, where appropriate, require a separate needs analysis and are subject to eligibility, underwriting, policy terms and applicable licensing requirements. Coverage and claims are not guaranteed.